Are you ready to take your credit score to the next level? A good score opens the door to better offers, lower rates and elite rewards. And now with Member of the Month, growing your score could make you £5,000 richer.
Read on to learn more about our community of individuals who have used Credit Karma to help boost their credit health, monitor their credit and get inspired by their stories of progress and success. With dedication and the right tools, you too can achieve your financial goals.
Get a glimpse into their experiences and let their journeys inspire you to make strides towards your own credit goals. Who knows, you might be our next Member of the Month winner!
Check out our prize draw details, and keep reading to learn more.
Meet our Winner Robbie from Sussex
Credit Karma Member since: November 2023.
How do you use Credit Karma? I found the service to be reliable in monitoring my credit score and appreciated the tips on how to improve it. In particular, the “things you can do” section [under the Credit tab] provides constant guidance and advice.
I’m using my prize money for:
I was over the moon as this didn’t come at a better time. I was struggling to make some payments for my car and I plan on using the winnings for this and to pay off some other debt!
Meet our Winner Gary from North Yorkshire
Credit Karma Member since: I have been a member of Credit Karma for a few years now, but I am not 100% on just how long.
How do you use Credit Karma? The reason that I joined was I wanted to keep a better eye on my credit usage, and to help prevent my personal details being used to sign up to credit in my name. I have read so many horror stories of people’s identity used for financial gains. I use the service regularly to monitor that my credit usage is going down, while my access to future loans & eligibility is going in the right direction. It was a friend that recommended the service to me.
I’m using my prize money for: I would most likely use the prize money to pay a lump sum off my credit card debt, as my goal is to buy a house in the next 5 years so I firstly need to clear what is on my cards so that I can start using that money for savings & potential investments.
Meet our Winner Kim from Lancashire
Credit Karma Member since: Roughly 2 years.
How do you use Credit Karma? I use Credit Karma for various reasons, including receiving guidance on credit card eligibility, identifying credit factors and areas for improvement, analysing my credit score, and monitoring score growth over time. These features have given me the confidence to apply for credit cards on Credit Karma, which has helped me better manage my finances.
I’m using my prize money for: I plan to use the prize money for a holiday, after a challenging year.
Meet our Winner Jacqueline from Cheltenham
Credit Karma Member since: I’ve been a member for 9 years. I joined when Credit Karma was known as Noddle.
How do you use Credit Karma?
When I first heard about credit scores, it was a new concept to me. I only learned about it after a financial adviser at the bank mentioned it.
My sister later told me about Noddle, which initially appealed to me as it was a free service to check my score.
Now, I use Credit Karma on a weekly basis to monitor my score and feel assured that if I ever need to borrow money, Credit Karma will have me covered. Using Credit Karma, I’m able to identify the factors affecting my score and what steps I can take to improve them.
I’m using my prize money for: Part of the money will go towards paying off debt, which will improve one of the factors [affecting my score], and the rest will be used to purchase a new mobile phone that I’ve been promising myself.
Meet our Winner Vamsi from Lincolnshire
Credit Karma Member since: Roughly 2021.
How do you use Credit Karma? I learned about Credit Karma through a friend. I typically use the mobile app to check my score when I receive emails, and for lending updates.
I’m using my prize money for: I plan to use the prize money for debt payments and a summer vacation in Paris, sightseeing and enjoying the food.
Meet our Winner Henry from London
Credit Karma Member since: Roughly 2 years.
How do you use Credit Karma? I use Credit Karma to monitor my credit score and figure out ways to improve it, such as updating my voting registration. I initially found out about Credit Karma through my brother.
I’m using my prize money for: I’m currently doing a PhD. The prize money will help me with my research ; and I’d also like to get some health issues checked out. So those are the main 2 things, I think! And maybe a small trip somewhere.
Meet our Winner Mark from County Antrim
Credit Karma Member since: Just over a year
How do you use Credit Karma? I’ve been a member of Credit Karma for just over a year now, and I use the app on a daily basis or whenever an email comes through in order to stay on top of my finances and credit score. Since joining, my score has gone up by 85-90 points.
When I first signed up for Credit Karma, what appealed to me was that it was free and that it provides frequent updates about your credit score. As a newcomer to the UK, this was especially helpful for me to get a better understanding of my credit situation. I also had a few issues on my credit report that needed attention, and I was able to focus on those areas with the help of Credit Karma.
I’m using my prize money for: I’m planning to put it towards a future mortgage and paying off some of my debt.
Meet our Winner Ian from Peterborough, Cambridgeshire
Credit Karma Member since: About 6 years.
How do you use Credit Karma? I use the app to monitor my credit score and financial accounts. The emails remind me to track my score changes and any activity.
I’m using my prize money for: A weekend with the family at Alton Towers & an upcoming trip to the United States.
Meet our Winner Rachel from Flintshire
Credit Karma Member since: I’ve been a member for a couple of years now.
How do you use Credit Karma? I mainly use it to keep an eye on my credit score and accounts. Using push notifications and email reminders, the app helps me stay on track and organised.
I’m using my prize money for: With the prize money that I won, I’ve decided to use it to ease some of the financial stress of having a baby on the way. I plan to use the money to prepare for this new chapter in my life.
Meet our Winner Hannah from London
Credit Karma Member since: I’ve been a member for a few years now.
How do you use Credit Karma? The main thing that I use the app for is to monitor my account activity and make sure everything looks good. It’s always great to have that peace of mind that everything is in order. I also use the platform’s marketplace to explore financial products and loans that I may be interested in.
I’m using my prize money for: Recently, I had some changes in my financial situation, which made winning the prize money from Credit Karma all the more timely and appreciated. It really helped ease my financial burden and gave me some breathing room.